Headline; How to Improve Your Credit Score in 30 Days Before You Apply for a Loan Credit Score Check: Simple Steps to Take Before Applying for a Loan in South Africa Get Your Credit Record in Better Shape Before You Apply for a Loan How to Get Your Free Credit Report and Boost Your Score …
Improve your credit score before applying Read More »
Headline Debt Consolidation vs Debt Review: Which Is Right for You? Debt Review or Debt Consolidation in South Africa: Key Differences Struggling With Several Loans? Compare Debt Consolidation and Debt Review Debt Review vs Consolidation Loan: What Every Borrower Should Know Rising living costs mean many South Africans are juggling several loans, store accounts and …
Debt consolidation vs debt review Read More »
Headline; Back-to-School 2027: How to Cover Uniforms, Stationery and Fees Without a Bad Loan January School Costs: How to Prepare Now and Avoid Expensive Loans School Fees and Uniforms 2027: Smart Ways to Fund Back-to-School in South Africa Struggling With January School Costs? Plan Ahead With These Steps January is one of the tightest months …
Back-to-School 2027: How to Cover Uniforms, Stationery and Fees Without a Bad Loan Read More »
Headline; Black Friday 2026 on Credit: Should You Borrow to Shop? Black Friday Loans in South Africa: Smart Deal or Debt Trap? Borrowing for Black Friday 2026? What to Check Before You Apply Black Friday Credit Guide: How to Shop the Deals Without Falling Into Debt Black Friday falls on 27 November this year, and …
Black Friday 2026 on Credit: Should You Borrow to Shop? Read More »
Headline; Repo Rate Decision November 2026: What It Means for Your Loan Repayments SARB November 2026 Rate Decision: Will Your Loan Instalment Change? Repo Rate Announcement: How It Affects Your Personal Loan in South Africa What the SARB Rate Decision Means for Your Monthly Loan Repayment The South African Reserve Bank’s Monetary Policy Committee holds …
Repo Rate Decision November 2026: What It Means for Your Loan Repayments Read More »
If December money is tight and a loan repayment is due, don’t ignore it or hide from your lender. Missed payments can bring extra fees and harm your credit record, and the problem usually grows the longer it is left. TransUnion’s first-quarter 2026 report showed many South Africans leaning more heavily on credit, so you …
Can’t Make Your Loan Repayment This Festive Season? What to Do Read More »
Last updated: October 2026 When money is tight, a quick offer of cash can be very tempting, and fraudsters and illegal lenders know it. Loan sharks and loan scams can leave you with a bigger debt, stolen personal information or an empty bank account. Here are the seven warning signs to watch for. What is …
7 Warning Signs of a Loan Shark or Loan Scam in South Africa Read More »
Last updated: October 2026 A low credit score does not automatically mean you cannot borrow, but it does limit your choices and can make borrowing more expensive. This guide explains how credit scores work, what lenders consider and what you can do if your credit record is not in good shape. What is a credit …
Can You Get a Loan With Bad Credit in South Africa? Your Options Read More »
Last updated: October 2026 Before you share your ID, bank statements or banking details with any loan provider, check one thing first: is the lender registered with the National Credit Regulator (NCR)? In South Africa, anyone who lends money as a business above certain limits must be registered. A few minutes of checking can protect …
How to Check If a Lender Is NCR-Registered Read More »
Last updated: October 2026 A short-term loan can look simple: you borrow a small amount and pay it back soon. But the real cost is made up of three parts, and many borrowers only focus on the interest. Understanding each charge helps you compare offers and avoid surprises. What counts as a short-term loan? Under …
Short-Term Loan Costs Explained: Interest, Initiation Fee and Service Fee Read More »